Institution Codes

This reference provides the complete list of Mexican financial institution codes used in SPEI transactions and withdrawals. These codes are assigned by Banco de México (Banxico) and are required for processing interbank transfers.

This list contains 86 institutions as registered SPEI participants. Institution codes are used in the institution field when creating withdrawal requests.

Central Bank

Code	Institution	CLABE Prefix
2001	BANXICO	001

Development Banks

Code	Institution	CLABE Prefix
37006	BANCOMEXT	006
37009	BANOBRAS	009
37019	BANJERCITO	019
37135	NAFIN	135
37166	BaBien	166
37168	HIPOTECARIA FED	168

Commercial Banks

These are the major retail and commercial banks in Mexico.

Code	Institution	CLABE Prefix
40002	BANAMEX	002
40012	BBVA MEXICO	012
40014	SANTANDER	014
40021	HSBC	021
40030	BAJIO	030
40036	INBURSA	036
40042	MIFEL	042
40044	SCOTIABANK	044
40058	BANREGIO	058
40059	INVEX	059
40060	BANSI	060
40062	AFIRME	062
40072	BANORTE	072

Other Banks & Financial Institutions

Includes foreign banks, specialized banks, and other banking institutions.

Code	Institution	CLABE Prefix
40106	BANK OF AMERICA	106
40108	MUFG	108
40110	JP MORGAN	110
40112	BMONEX	112
40113	VE POR MAS	113
40127	AZTECA	127
40128	AUTOFIN	128
40129	BARCLAYS	129
40130	COMPARTAMOS	130
40132	MULTIVA BANCO	132
40133	ACTINVER	133
40136	INTERCAM BANCO	136
40137	BANCOPPEL	137
40138	ABC CAPITAL	138
40140	CONSUBANCO	140
40141	VOLKSWAGEN	141
40143	CIBANCO	143
40145	BBASE	145
40147	BANKAOOL	147
40148	PAGATODO	148
40150	INMOBILIARIO	150
40151	DONDE	151
40152	BANCREA	152
40154	BANCO COVALTO	154
40155	ICBC	155
40156	SABADELL	156
40157	SHINHAN	157
40158	MIZUHO BANK	158
40159	BANK OF CHINA	159
40160	BANCO S3	160

Brokerages & Investment Firms

Code	Institution	CLABE Prefix
90600	MONEXCB	600
90601	GBM	601
90602	MASARI	602
90605	VALUE	605
90608	VECTOR	608
90616	FINAMEX	616
90617	VALMEX	617
90620	PROFUTURO	620
90630	CB INTERCAM	630
90631	CI BOLSA	631
90652	CREDICAPITAL	652
90686	INVERCAP	686

Fintechs & Digital Banks

These are digital-first financial institutions and payment platforms.

Code	Institution	CLABE Prefix
90638	NU MEXICO	638
90646	STP	646
90653	KUSPIT	653
90699	FONDEADORA	699
90722	Mercado Pago W	722
90723	CUENCA	723
90728	SPIN BY OXXO	728
90710	NVIO	710

Credit Unions & Savings Institutions

Code	Institution	CLABE Prefix
90634	FINCOMUN	634
90642	REFORMA	642
90656	UNAGRA	656
90659	ASP INTEGRA OPC	659
90661	ALTERNATIVOS	661
90670	LIBERTAD	670
90677	CAJA POP MEXICA	677
90680	CRISTOBAL COLON	680
90683	CAJA TELEFONIST	683
90689	FOMPED	689

Payment & Settlement Systems

Code	Institution	CLABE Prefix
90684	TRANSFER	684
90685	FONDO (FIRA)	685
90703	TESORED	703
90706	ARCUS	706
90902	INDEVAL	902
90903	CoDi Valida	903

Bank Account Types

There are different account types used in Mexican banking:

Code	Type	Description
1	Checking Account	Cuenta de cheques
2	Savings Account	Cuenta de ahorros
3	Credit Account	Cuenta de crédito
40	CLABE Account	Cuenta CLABE (for SPEI)
10	Investment Account	Cuenta de inversión

For SPEI withdrawals, the account type is usually picked up automatically from the CLABE format. However, for some operations, you might need to specify it yourself.

Example: Beneficiary Object

This example shows a complete beneficiary object for a SPEI withdrawal request:

{
  "beneficiary": {
    "account": "012345678901234567",
    "account_type": "40",
    "name": "Roberto Martínez García",
    "rfc": "MAGR850920XY1",
    "institution": "40012"
  }
}

Field	Type	Description
`account`	string	The 18-digit CLABE number identifying the recipient’s bank account.
`account_type`	string	Code “40” indicates this is a CLABE account suitable for SPEI transfers.
`name`	string	Legal name of the account holder, must match bank records.
`rfc`	string	Mexican tax ID for the account holder (individual or business).
`institution`	string	Institution code from the tables above.

The institution code corresponds to the first 3 digits of the CLABE number. For example, a CLABE starting with 012 belongs to BBVA Mexico (code 40012).

Introduction

Direct Integration Guides

Webhooks

Reference Pages

Payment Methods

Resources

Institution Codes

Central Bank

Development Banks

Commercial Banks

Other Banks & Financial Institutions

Brokerages & Investment Firms

Fintechs & Digital Banks

Credit Unions & Savings Institutions

Payment & Settlement Systems

Bank Account Types

Example: Beneficiary Object

See Also

​Central Bank

​Development Banks

​Commercial Banks

​Other Banks & Financial Institutions

​Brokerages & Investment Firms

​Fintechs & Digital Banks

​Credit Unions & Savings Institutions

​Payment & Settlement Systems

​Bank Account Types

​Example: Beneficiary Object

​See Also

Central Bank

Development Banks

Commercial Banks

Other Banks & Financial Institutions

Brokerages & Investment Firms

Fintechs & Digital Banks

Credit Unions & Savings Institutions

Payment & Settlement Systems

Bank Account Types

Example: Beneficiary Object

See Also