Tonder Direct provides a unified payment processing API that enables your business to accept payments and send withdrawals across Latin America. Our Direct Connect approach simplifies integration, allowing you to process a wide range of transactions through a single, streamlined endpoint. Instead of managing complex integrations for each payment method or country, you can handle everything with a single API call to our /process/ endpoint.

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Key Features

Single Endpoint Processing

Handle all payments and withdrawals through one unified /process/ endpoint.

Regional Payment Methods

Natively support essential Latin American payment methods like SPEI, OXXO, and Mercado Pago.

Instant Response

Get real-time processing with immediate status updates for your transactions.

Simplified Integration

Reduce your development and integration time from weeks to just a few days.

Comprehensive Coverage

Accept payments from cards, bank transfers, cash vouchers, and popular digital wallets.

Secure by Design

Utilize our secure tokenization service to handle sensitive card data, minimizing your PCI compliance scope.

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How It Works

The API is designed around simplicity, using a single /process/ endpoint that handles all your transaction needs. When you send a request, you simply specify what type of operation you want to perform, and our system automatically routes it to the right processor. For payments, you can accept money from your customers using various methods. Whether they want to pay with a credit or debit card, make a bank transfer through SPEI, or pay cash at OXXO convenience stores, the same endpoint handles it all. When you need to send money out - like paying suppliers, refunding customers, or making payouts - you can initiate withdrawals using bank transfers or directly to debit cards. The process is just as straightforward, using the same unified approach. This unified architecture means you only need to build one core integration to unlock a full suite of payment and withdrawal capabilities.

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Next Steps

Start Using Tonder Direct

Follow our quick start guide to make your first transaction in minutes.

Integration Process

Understand the complete integration process from setup to production.

Environment Setup

Learn about Stage and Production environments and how to configure them.

Authentication

Learn how to authenticate your API requests using API keys and HMAC signatures.

API Reference

Explore the complete API documentation with detailed endpoint references.

Create a Payment

See the step-by-step guide for processing your first payment.

Testing Data

Use our test cards and bank accounts to validate your integration.