Environment & Test Data

What you can test in the sandbox, what you can't, and how it differs from production.

Use the Sandbox (Stage) environment for all testing: transactions are simulated rather than processed with real money. Test cards and data work only in Sandbox — never in production.

URLs by environment

Service	Sandbox	Production
API Direct (S2S)	`https://stage.tonder.io/api/v1/`	`https://app.tonder.io/api/v1/`
Hosted Checkout	`https://api-stage.tonder.io/checkout/v1/`	`https://api.tonder.io/checkout/v1/`
SPEI deposits (CLABE per user)	`https://api-stage.tonder.io/deposits/`	`https://api.tonder.io/deposits/`
Card tokenization	`https://token-sandbox.tonder.io/`	`https://token.tonder.io/`
Raw card data (PCI L1)	`https://process-sandbox.tonder.io/`	`https://process.tonder.io/`
Dashboard	`https://dashboard-stage.tonder.io/`	`https://dashboard.tonder.io/`

Test environment notes

Test cards only work in Sandbox (stage.tonder.io).
For MercadoPago, use only MP's official test cards and an email with the @testuser.com domain (e.g. testuser@testuser.com).
For withdrawals, always use institution 40012 with the sandbox test accounts in Test cases — Withdrawals: two CLABEs that pay, one that fails, one that is returned, and a debit card that pays.
For Frictionless SPEI, use the simulator https://tonder.site/simulatedeposits/.

Next steps

Card test cases

Test cards and expected results.

APM test cases

SPEI, OXXO, Cash vouchers, and MercadoPago.

Withdrawals test cases

Force each terminal state.

Certification checklist

End-to-end validation before production.