Withdrawals in Chile (CLP)

Withdrawals in Chile send Chilean pesos (CLP) from your balance to a Chilean bank account — a checking account (cuenta corriente) or a sight account (cuenta vista) — by bank transfer. The account holder is identified by their RUT.

The cycle is the same as in Withdrawals: only the beneficiary changes. Instead of a CLABE and a Banxico code, you send the account number, its type, the bank's institution id and the holder's RUT.

Amounts

CLP has no decimal part. Send amount as a whole number of pesos, as a number or a string: 50000 or "50000" means CLP 50,000. A fractional amount, such as 50000.50, is rejected with 400.

Create a withdrawal

Send the withdrawal to POST /api/v1/process/ with operation_type: "withdrawal", transfer_method: "CLP_TRANSFER", currency: "CLP" and a Chilean beneficiary:

curl -X POST "https://stage.tonder.io/api/v1/process/" \
  -H "Authorization: Token YOUR_TEST_API_KEY" \
  -H "Content-Type: application/json" \
  -H "X-Request-Id: 3f2b8c1e-6d4a-4e7b-9a10-5c8d2e7f4b61" \
  -d '{
    "operation_type": "withdrawal",
    "transfer_method": "CLP_TRANSFER",
    "currency": "CLP",
    "amount": "50000",
    "country": "CL",
    "description": "Payout to Juan Perez",
    "client_reference": "payout-001",
    "beneficiary": {
      "account": "1530078100",
      "account_type": "checking",
      "institution": "cl_banco_de_chile",
      "name": "Juan Perez",
      "tax_id": "12.345.678-5",
      "email": "juan.perez@email.com"
    },
    "metadata": { "external_id": "payout-001" }
  }'

curl -X POST "https://app.tonder.io/api/v1/process/" \
  -H "Authorization: Token YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -H "X-Request-Id: 3f2b8c1e-6d4a-4e7b-9a10-5c8d2e7f4b61" \
  -d '{
    "operation_type": "withdrawal",
    "transfer_method": "CLP_TRANSFER",
    "currency": "CLP",
    "amount": "50000",
    "country": "CL",
    "description": "Payout to Juan Perez",
    "client_reference": "payout-001",
    "beneficiary": {
      "account": "1530078100",
      "account_type": "checking",
      "institution": "cl_banco_de_chile",
      "name": "Juan Perez",
      "tax_id": "12.345.678-5",
      "email": "juan.perez@email.com"
    },
    "metadata": { "external_id": "payout-001" }
  }'

Beneficiary

• account_type accepts only checking and sight.
• institution is the bank's institution id, not its name or a bank code. The full list is in Banking reference › Chile.
• tax_id takes the RUT in its dotted form with the check digit, such as 12.345.678-5. Tonder validates it, including the check digit.

Validation errors

The request is rejected with 400, before any approval, when:

Statuses

A withdrawal in Chile is Pending when it's created. Once it's approved — by you or by an automatic-approval rule — the transfer is sent, and the final status reflects the result:

After creation

Everything after the request works as in Withdrawals: the response with its two identifiers, id and withdrawal_id; approval; queries; and the webhooks. Withdrawals in Chile are created through the unified endpoint, POST /api/v1/process/.

Not available in Chile

• Debit-card payouts. Chile supports bank transfer only.
• The Mexico fields: CLABE, rfc, Banxico institution codes, fee_model and the CEP receipt. Chile uses account, account_type, institution and the RUT.

Next steps