> ## Documentation Index
> Fetch the complete documentation index at: https://docs.tonder.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Tonder Direct

Tonder Direct provides a unified payment processing API that enables your business to accept payments and send withdrawals across Latin America. Our **Direct Connect** approach simplifies integration, allowing you to process a wide range of transactions through a single, streamlined endpoint.

Instead of managing complex integrations for each payment method or country, you can handle everything with a single API call to our `/process/` endpoint.

## Key Features

<CardGroup cols={2}>
  <Card title="Single Endpoint Processing" icon="link">
    Handle all payments and withdrawals through one unified `/process/` endpoint.
  </Card>

  <Card title="Regional Payment Methods" icon="earth-americas">
    Natively support essential Latin American payment methods like SPEI, OXXO Pay, and Mercado Pago.
  </Card>

  <Card title="Instant Response" icon="bolt">
    Get real-time processing with immediate status updates for your transactions.
  </Card>

  <Card title="Simplified Integration" icon="code">
    Reduce your development and integration time from weeks to just a few days.
  </Card>

  <Card title="Comprehensive Coverage" icon="credit-card">
    Accept payments from cards, bank transfers, cash vouchers, and popular digital wallets.
  </Card>

  <Card title="Secure by Design" icon="shield-check">
    Utilize our secure tokenization service to handle sensitive card data, minimizing your PCI compliance scope.
  </Card>
</CardGroup>

## How It Works

The API is designed around simplicity, using a single [/process/](/reference/process-transaction) endpoint that handles all your transaction needs. When you send a request, you simply specify what type of operation you want to perform, and our system automatically routes it to the right processor.

For payments, you can accept money from your customers using various methods. Whether they want to pay with a [credit or debit card](/direct-integration/payment-methods/card-payments), make a [bank transfer through SPEI](/direct-integration/payment-methods/spei-bank-transfers), or pay cash at [OXXO Pay convenience stores](/direct-integration/payment-methods/oxxo-cash-payments), the same endpoint handles it all.

When you need to send money out - like paying suppliers, refunding customers, or making payouts - you can [initiate withdrawals](/direct-integration/guides/create-a-withdrawal) using bank transfers or directly to debit cards. The process is just as straightforward, using the same unified approach.

This unified architecture means you only need to build one core integration to unlock a [full suite of payment and withdrawal capabilities](/direct-integration/payment-methods/payment-methods-overview).

## Next Steps

<CardGroup>
  <Card title="Start Using Tonder Direct" href="/direct-integration/quickstart">
    Follow our quick start guide to make your first transaction in minutes.
  </Card>

  <Card title="Integration Process" href="/direct-integration/process-overview">
    Understand the complete integration process from setup to production.
  </Card>

  <Card title="Environment Setup" href="/direct-integration/environment">
    Learn about Stage and Production environments and how to configure them.
  </Card>

  <Card title="Authentication" href="/direct-integration/authentication">
    Learn how to authenticate your API requests using API keys and HMAC signatures.
  </Card>

  <Card title="API Reference" href="/reference/process-transaction">
    Explore the complete API documentation with detailed endpoint references.
  </Card>

  <Card title="Create a Payment" href="/direct-integration/guides/create-payments/create-a-payment">
    See the step-by-step guide for processing your first payment.
  </Card>

  <Card title="Testing Data" href="/direct-integration/testing-data">
    Use our test cards and bank accounts to validate your integration.
  </Card>
</CardGroup>